Accident 2/4

Sep 3, 20192 min read

Does your college student know what to do if they are involved in a car accident?

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they...

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May 9, 20193 min read

Customized Insurance Coverage Is No Laughing Matter

My morning routine includes watching the local news while ironing my clothes so that I can look presentable to both the public and my...

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Dec 20, 20181 min read

Don’t Reverse Safe Vehicle Backing Practices

It’s important that all personnel in the area are properly trained and adhere to safe vehicle backing procedures. The Occupational Safety...

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Nov 29, 20181 min read

It’s Time to Wake Up and Avoid Drowsy Driving

According to the Governors Highway Safety Association report, in 2015 alone, an estimated 5,000 drivers died in crashes that involved...

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Oct 4, 20182 min read

Make Road Safety a Top Priority This Harvest Season

Recommendations for Motorists: Wait until it’s safe to pass farm equipment. Make sure you have clear visibility and plenty of time to get...

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Jun 21, 20181 min read

Collision or Comprehensive? Choose the Coverage That’s Right for You!

In insurance terms, comprehensive coverage (sometimes defined as “Other Than Collision”) is protection if your vehicle is damaged as the...

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Apr 12, 20182 min read

Do Not Disturb: The Dangers of Distracted Driving

According to TeenSafe, “there are 3,287 deaths each day due to fatal car crashes. On average, nine of these daily fatalities are related...

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Mar 19, 20182 min read

Prepare Ahead to Prevent the Panic

Before you leave home, you should complete a risk assessment to be sure you can answer the following questions: What would you do if your...

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Mar 16, 20182 min read

Navigate Slippery Conditions Safely

Slow down and leave enough room [1] between you and the car in front of you. One of the main hazards of driving in rain is hydroplaning....

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Mar 15, 20182 min read

Providing Peace of Mind on the Road

Consider the following scenarios: Your son/daughter is newly licensed and is super excited to take their first drive….alone. Have they...

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Mar 1, 20182 min read

“Bells and Whistles” Allow Quality Auto Insurance Policies to Shine

Before I elaborate on this, allow me to ask you a different set of questions: Would you hire an attorney based solely upon who has the...

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Nov 8, 20172 min read

It’s Fall – Oh Deer!

The temperatures have gotten cooler, and the trees are vibrant with color! It is a beautiful time of year. Fall also means animal-related...

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Sep 22, 20172 min read

Smart Tips for Parents of Teen Drivers

Why do insurance companies charge more for young drivers? Teen drivers have the highest crash risk of any age group. Their inexperience...

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Jun 14, 20172 min read

Precious Cargo: Keeping Your Children Safe in the Car

An average of 11 children per week died in motor vehicle accidents nationwide between 2010 and 2014. Of these deaths, 43% were either...

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Mar 7, 20172 min read

May We Have Your Attention Please?

Now that’s a lot of drivers admitting to risky behavior behind the wheel! The result is an increase in auto losses, and auto rates...

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Oct 6, 20162 min read

What You Need to Know About Your Auto Liability Insurance

If you are found liable in an accident, it means that you could be held responsible for any property damage or bodily injury resulting...

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Sep 21, 20162 min read

Driving Under the Influence – Things you need to know

A big misconception is that impairment is not based upon the type of alcohol consumed, but rather the number of drinks over a period of...

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Sep 19, 20162 min read

Auto Insurance: Beyond the Basics

Beyond your basic limits for liability, if you select physical damage coverage and your vehicle is involved in an accident, there is a...

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Jul 21, 20163 min read

Understanding Rental Car Coverage

Watch our video for more on Rental Car Coverage. It’s my experience that one of the most frequently asked questions policyholders have...

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Jun 23, 20162 min read

Why Is My Auto Damage Estimate Not What I Anticipated?

First, one must understand that there are several different parts available to repair an auto. There are original manufactured parts...

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Lima, Ohio 45801
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Bluffton, Ohio 45817
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