Claims 10/11

Jan 3, 20132 min read

Make a Resolution to Review Your Insurance Coverage

In 2013, I want to ask each of you to take some time to also review your insurance coverage. Yes, I know this doesn’t sound very...

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Nov 29, 20122 min read

‘Tis the Season for Part-Time Help!

Now, I have never stood in line for more than two hours or hurled myself towards a pile of super-slash-priced video games, but I enjoy...

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Oct 3, 20122 min read

Winter Weather Brings Workplace Worries

Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...

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Aug 31, 20121 min read

Ouch! Now What?

Workers’ Compensation, per Wikipedia, is a form of insurance providing wage replacement and medical benefits to employees injured in the...

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Aug 10, 20122 min read

Raising the Bar: Best Practices for Bar Risk Management

Have all servers of alcohol complete mandatory alcohol training. Some of the alcohol awareness training sites are: TIPS (Training for...

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Aug 3, 20122 min read

Don’t Wait on Weird Workers’ Comp Claims

Sometimes, these questionable or “strange” claims can be delayed for weeks or even months while the employer tries to determine if it...

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Jun 8, 20122 min read

When Good Vacations Go Bad: Are You Covered?

It’s always a good idea to contact your local independent insurance agent prior to your trip if you have any concerns about how your...

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May 11, 20122 min read

April Showers Bring May….Water Losses?

Once this uninvited water enters your home, it has the potential to damage everything it comes in contact with such as flooring, walls,...

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Apr 13, 20122 min read

Hail: Yes, No or Maybe So?

Your home’s roof is usually most susceptible to hail damage, with other damage possible to windows, siding, decks, fencing, landscaping,...

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Apr 6, 20122 min read

Dwelling Value vs. Market Value: What Are You Insuring?

An insurance company is never going to sell your home, just rebuild it. Therefore, your insurance carrier must insure the home for the...

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Jan 25, 20122 min read

Art Imitating Life

I think you can imagine the types of situations involved here…a lot of innuendo and inappropriate behavior to go around. But if you...

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Jan 20, 20122 min read

How I Became a Raccoon Wrangler

One of my most memorable claims to this point is a bit odd. You never think of your claims adjuster serving as animal control, but that...

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Dec 19, 20112 min read

Adjusting Your Attitude about Your Claims Adjuster

My goal is to make the claims process as painless and easy for the insured as possible so we can reach a fair and timely settlement. In...

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Nov 21, 20112 min read

Love Thy Neighbor But Beware of Their Trees

When we have heavy winds, the amount of downed tree claims greatly increases, as you can imagine. Worst case scenario is a tree blowing...

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Oct 31, 20112 min read

Coming of Age in the Workforce

My oldest daughter works at a local fast-food restaurant. While she has just entered college, she started working at the restaurant...

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Oct 26, 20111 min read

Don’t Be Haunted by a Claim this Halloween

Consider this: trick-or-treaters are considered “social guests” as classified by Ohio law. A host who invites a social guest onto his...

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Oct 19, 20111 min read

What’s Your Ergonomics IQ?

Workers’ Compensation claims are expensive!! Comfortable people are more productive and enjoy their jobs more. Ergonomics shows your...

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Oct 12, 20112 min read

What NOT to Forget on Moving Day!

I know insurance can be one of the last items considered when undergoing such a major company change. But if you don’t inform...

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Oct 7, 20112 min read

5 Steps to Take After an Accident

1. Notify the police. Always contact the police so a report can be filed in case there is a dispute about liability. Most people would...

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Sep 26, 20112 min read

Five Questions that Could Save Lives in a Fire

I can’t help but think of the brush fires in Texas. Most of this area had not been exposed to this type of catastrophic loss before,...

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212 W. High St.
Lima, Ohio 45801
(419)228-3211

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Bluffton, Ohio 45817
(419)358-4015

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