Claims 2/11

Oct 13, 20203 min read

Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized...

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Sep 24, 20204 min read

What is the highest property damage claim in terms of loss frequency?

According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency....

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Sep 1, 20202 min read

Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...

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Aug 25, 20203 min read

What factors can change the extent of hail damage on neighboring homes?

As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the...

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Jul 30, 20202 min read

Managing Claims is Easy with myCentral®

Insurance is such an oddity; people pay premiums in exchange for a promise of help if something goes wrong. Everyone hopes to never test...

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Jul 14, 20202 min read

Cracking the Code on Commercial Umbrellas

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in...

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Jun 30, 20203 min read

Protect Your Home-Based Business by Knowing the Coverage Options

A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping...

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Jun 23, 20202 min read

Now Might Be the Perfect Time for an Account Review

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...

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Jun 4, 20203 min read

Coronavirus Could Complicate Hurricane Season 2020

Hurricane season is here.  Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their...

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May 21, 20203 min read

What is Subrogation?

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal...

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May 14, 20202 min read

Utility Line Protection – A Hidden (or Buried) Treasure?

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our...

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Apr 9, 20202 min read

Springing into Strong Winds and Storms

If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of...

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Feb 18, 20202 min read

Medical Payments – The Forgotten Homeowner Insurance Coverage

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those...

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Feb 11, 20204 min read

Getting Personal with Agents and Underwriters

I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central...

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Jan 21, 20203 min read

Winter Driving and Auto Claims Tips

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s...

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Dec 31, 20193 min read

Should I Clear the Snow from my Sidewalk?

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little...

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Dec 19, 20194 min read

What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for...

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Nov 14, 20192 min read

Collision or Comprehensive: Which Coverage Applies?

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh...

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Nov 5, 20192 min read

When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are...

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Sep 19, 20192 min read

It May Have Been Covered but HOW Was It Covered?

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance...

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212 W. High St.
Lima, Ohio 45801
(419)228-3211

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105 S. Main St.
Bluffton, Ohio 45817
(419)358-4015

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