Claims 6/11

Feb 27, 20171 min read

Everything in Our Power – Claims Department

It makes it all worth it to help someone in their greatest time of need. Claims is the department within insurance that can explain to...

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Feb 13, 20172 min read

A Sense of Purpose = A Career in the Insurance Industry

Duties include: Develop and maintain excellent rapport with agency force, insureds, claimants, attorneys, and experts Investigate,...

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Dec 16, 20162 min read

How Are Your Damages Estimated?

Once an accident happens and a claim is filed, you should speak with your claims adjuster. After you give your statement regarding the...

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Aug 22, 20162 min read

What is a Deductible?

Now that we know what a deductible is, let’s talk about why it even exists. What is the point of a deductible? The reality is a...

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Aug 12, 20162 min read

Man’s Best Friend or a Liability?

An insurer has the right to non-renew or even refuse to write your homeowner’s policy based on the breed of dog you own. There are...

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Jul 21, 20163 min read

Understanding Rental Car Coverage

Watch our video for more on Rental Car Coverage. It’s my experience that one of the most frequently asked questions policyholders have...

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Jun 23, 20162 min read

Why Is My Auto Damage Estimate Not What I Anticipated?

First, one must understand that there are several different parts available to repair an auto. There are original manufactured parts...

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Apr 29, 20162 min read

After an Accident: What’s my Vehicle’s Repair Status?

Once your vehicle is brought into the shop, it’s moved into the line of vehicles to be repaired. Depending on the shop you use, it may be...

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Mar 11, 20162 min read

Prevent a Business Budget Breakdown with Equipment Breakdown Coverage

Property coverage forms generally exclude losses that are caused by mechanical breakdown, artificially generated electrical currents, and...

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Jan 22, 20162 min read

5 Steps to Simplify Your Claims Process

Gather as much information as you can at the scene. Take photographs of the damaged vehicle. Snap a shot of the scenery if it’s safe to...

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Jan 12, 20162 min read

What’s the Buzz About Drones?

To help counter some of the new liability hazards and keep airspace safe for all users, the Federal Aviation Administration (FAA) has...

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Dec 28, 20152 min read

A “Reverse” Lesson in Distracted Driving

While the door did not fall off my car completely, the movie failed to portray three things: the most horrifying noise imaginable, the...

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Dec 23, 20154 min read

Santa Claus: A Ho-Ho-High Insurance Risk

Right off the bat, Santa’s house and workshop are located in a protection class 10. In general terms, this means there would be no...

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Dec 3, 20152 min read

5 Ways to Ready Your Home for Winter

Window well and crawl space covers Moisture can freeze, causing the foundation to crack or pipes under your house to freeze. Avoid having...

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Dec 1, 20152 min read

The Next Steps to Take After Your Identity Has Been Stolen

In our first blog on identity theft, we discussed the first steps you should take after your identity has been stolen. Once you...

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Nov 20, 20152 min read

What is Diminished Value?

Diminished value can best be defined as an economic loss in the value of damaged property. In the case of an automobile, a collision can...

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Nov 2, 20152 min read

The First Steps to Take After Your Identity Has Been Stolen

Identity theft is becoming more and more common in today’s digital world. If your personal information is stolen, it only takes thieves...

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Oct 27, 20152 min read

Replacement Coverage vs. GAP Coverage

The insurance industry typically defines a total loss vehicle as when the cost to repair the damages sustained in the loss meets or...

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Oct 8, 20152 min read

Last Call: Liquor Liability Coverage

The insurance industry is no stranger to bar and tavern exposures, but insuring bar and tavern accounts can be uniquely challenging due...

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Aug 26, 20153 min read

The Red Car Surcharge and Seven Other Auto Insurance Myths

Have you always dreamed of owning a sporty red convertible, but hesitated because of high insurance costs? You may be pleasantly...

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212 W. High St.
Lima, Ohio 45801
(419)228-3211

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Bluffton, Ohio 45817
(419)358-4015

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