Claims 8/11

Sep 30, 20142 min read

Protection for Youth Sports Coaches

I could go on for some length on the personal meaning of coaching for me, but my purpose here is to address some questions that I never...

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Sep 26, 20142 min read

Bargain Insurance Coverage Could Leave You Broke

When purchasing insurance, you should look at which insurance option presents the best value, not the cheapest price. What good is buying...

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Aug 29, 20142 min read

Make Time To Make a Home Inventory

So what are the consequences? Some things don’t get finished and some very important things never get started. Sometimes these things are...

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Jul 24, 20143 min read

Special Limits for Your Special Possessions

Watch our video to learn more about homeowners coverage limits! Often when we have a new claims representative handling property losses,...

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Jul 18, 20142 min read

Avoid the Fender Bender: Look Before You Leave

Parking lot incidents are very common but when the proper precautions are taken the likelihood that you will be involved in one can be...

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Jul 14, 20142 min read

What Is a Percentage Deductible in Insurance?

When protecting your home from the unpredictable forces of nature, understanding your insurance policy is crucial. While most people are...

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Jun 24, 20143 min read

An Ounce of Prevention is Worth A Premium Savings!

Besides the obvious benefits such as protecting your home and loved ones, did you know preventative measures are a great way to earn...

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Jun 20, 20142 min read

Why You Should Keep Your Collision Coverage

Vehicles tend to hold their value for much longer now than in the past. There seem to be a couple of reasons for this. First, vehicles...

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Jun 18, 20142 min read

Are You Covered for Your Canine’s Conduct?

But, as a consequence of my job in claims, the last neighborly activity gives me pause. What if one of those dogs was to snip at a child...

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Jun 12, 20142 min read

The Lowdown on Deductibles

Why do people think insurance is annoying? Is it because it’s confusing? I agree that insurance can be confusing, even for someone who...

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Jun 5, 20142 min read

Is Your Roof Tops on Your Home Maintenance Checklist?

One of the most critical components of any home is its roof. Unfortunately, it is often the most overlooked in terms of regular...

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Jun 3, 20142 min read

Getting What You Pay For: The Value of the Independent Agent

If you’re like most Americans, it’s possible you don’t have enough money saved to rebuild your home or repair or buy a new auto should...

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Apr 29, 20142 min read

Debunking the Back Belt Myth

One common myth is that a back belt can help protect your back from injury. In fact, not only are they not required by the Occupational...

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Apr 10, 20143 min read

When Everything Old Becomes New Again

When it’s a small property loss, we can understand why it might have taken so long to file the claim. You thought that missing piece of...

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Mar 20, 20142 min read

If a Tree Falls Into Your Yard, Are You Responsible?

One suggestion seemed especially timely this week as we are crawling out from under a pile of claims related to the recent ice storms in...

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Feb 21, 20141 min read

6 Ways to Help Reduce Your Workers’ Comp Premium

While claim activity is usually out of your control – accidents happen – there are some things you can do to help show your carrier you...

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Jan 8, 20142 min read

Mold: The Four Letter Word in Insurance

Mold, per se, is not covered, but sometimes a covered loss results in mold and then, depending on policy language, coverage might be...

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Jan 3, 20144 min read

New Year, New Agent? Choosing the Right Type for Your Insurance Needs

It’s important to understand what types of insurance agents you have to choose from. In general there are three main groups: Online or...

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Dec 17, 20133 min read

A Day in the Life of Your Claim Representative

Your claim representative’s day can be a long one. We have two groups in my office – one group prefers to come in early and get a head...

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Nov 21, 20132 min read

Control Your Losses to Cut Your Premiums

Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency. There is an...

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Lima, Ohio 45801
(419)228-3211

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