Excess Policy or Umbrella Policy? What’s the difference and which is better?
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the...
top of page
OUR HOURS
MONDAY - FRIDAY 8:00 AM - 5:00 PM
Connect with us.
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817
Oct 13, 20203 min read
Business Insurance 101: Where Do New Business Owners Start?
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized...
0 views0 comments
Sep 17, 20203 min read
Are Your Servers Trained and Certified with TIPS?
We didn’t know if there would be a football season this year, but here we are! The BIG Ten has even reversed its earlier decision, and...
4 views0 comments
Sep 15, 20202 min read
Buying a New Car? Don’t Forget the Insurance!
Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to...
0 views0 comments
Sep 1, 20202 min read
Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...
0 views0 comments
Aug 18, 20203 min read
Coverage for the College Student
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These...
0 views0 comments
Jul 14, 20202 min read
Cracking the Code on Commercial Umbrellas
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in...
0 views0 comments
Jun 30, 20203 min read
Protect Your Home-Based Business by Knowing the Coverage Options
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping...
0 views0 comments
Jun 26, 20202 min read
Protect Your Online Retail Business
In my blog post, Protect Yourself While Shopping Online, I shared how to protect yourself as a consumer. Now, let’s talk about protecting...
390 views0 comments
Jun 23, 20202 min read
Now Might Be the Perfect Time for an Account Review
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...
0 views0 comments
Jun 18, 20202 min read
Protect Yourself While Shopping Online
These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from...
0 views0 comments
Jun 16, 20203 min read
Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of...
0 views0 comments
May 21, 20203 min read
What is Subrogation?
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal...
0 views0 comments
May 5, 20203 min read
May the Coverage Be With You!
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client...
0 views0 comments
Apr 30, 20202 min read
Hiring Young Workers: Know the Rules!
High school and college-age workers are an important part of the employment pool; they take your order at fast-food restaurants, bag your...
0 views0 comments
Apr 9, 20202 min read
Springing into Strong Winds and Storms
If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of...
0 views0 comments
Mar 12, 20202 min read
Light Industrial – Heavy on Protection
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers...
0 views0 comments
Feb 18, 20202 min read
Medical Payments – The Forgotten Homeowner Insurance Coverage
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those...
0 views0 comments
Feb 11, 20204 min read
Getting Personal with Agents and Underwriters
I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central...
0 views0 comments
Dec 31, 20193 min read
Should I Clear the Snow from my Sidewalk?
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little...
0 views0 comments
bottom of page